Putting You First – Always

Insurance Made Simple. Reach Out to The Grevious Agency for Your Personalized Quote.

Find the Perfect Coverage for Your Needs.

Are you a business owner seeking to safeguard your investments and secure your future?

Look no further than The Grevious Agency, where Regina Grevious and her team are dedicated to providing top-notch commercial insurance services tailored to your unique needs.

Business Owners Insurance

Running a business comes with its share of risks, but with our business owners insurance coverage, you can rest easy knowing that your company, assets, and employees are protected. Our comprehensive policies are designed to address the specific challenges your business may face, offering financial security and peace of mind.

Bonds

When entering contracts or agreements, having the right bonds in place can build trust and credibility with your partners. The Grevious Agency offers a range of bonding options, including surety bonds, performance bonds, and more, to help you meet your obligations and fulfill your promises.

Cyber Insurance

In today's digital landscape, cyber threats are a real concern for businesses of all sizes. Our cyber insurance solutions are crafted to shield your company from the potentially devastating consequences of data breaches, hacking incidents, and cyberattacks. Protect your sensitive information and maintain the trust of your customers with our robust cyber insurance coverage.

Builders Risk Insurance

Construction projects come with their own set of unique risks. Our builders risk insurance provides coverage for damage or loss to buildings and structures during the construction process. Protect your investment and mitigate potential setbacks with our specialized builders risk insurance solutions.

Why choose us?

"Regina is an outstanding insurance agent! She provides A+, top-notch service. She’s very attentive, knowledgeable, and very kind!!"

Curtis Gardner
Client
Tailored Solutions

We understand that every business is different. That's why we work closely with you to understand your specific needs and create customized insurance solutions that offer comprehensive coverage.

Expertise

With years of experience in the insurance industry, Regina Grevious and her team possess the knowledge and insights to guide you through the complex world of commercial insurance.

Exceptional Service

At The Grevious Agency, we prioritize clear communication, prompt assistance, and unwavering support. Your satisfaction is our utmost priority, and we're here to assist you every step of the way.

Trusted Partnerships

We believe in building lasting relationships with our clients. When you choose us, you're not just a policyholder – you're a valued partner, and we're committed to your success.

why choose

The Grevious Agency

Hassle-Free Insurance

With a wealth of expertise and a commitment to personalized service, I'm here to address all your insurance inquiries and concerns. Enjoy the peace of mind that comes from working with a professional who genuinely cares about your business's well-being. 

Independent Insurance Agent

As an independent insurance agent, I pride myself on offering unbiased advice and a wide array of insurance options from various providers, ensuring that you receive the best possible coverage for your unique needs. I'm licensed in the following states: TN, FL, KY, NC, PA, TX, LA, AL, and GA.

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What our clients are saying

I love the personal attention to details on trying to understand me and what my need are so as to directions to give informed direction so that both me and my clients are protected.

Ian Fawknotson

Regina was great to work with. She’s very thorough to make sure you get what is needed.

Latda Vaughan

I was very impressed with the Grevious agency. Regina took time to listen to all my questions about life and home insurance, and place me in the right products for my requests. She also helped to explain some insurance questions for my family members that weren’t even clients!!!!

Lamont Bunch

About Regina

I'm Regina Grevious, originally from Frankfort, KY, now in Nashville since 2003. With 15 years in banking, including managing a local institution, I'm dedicated to community financial education, wellness, homeownership, and small businesses.

The pandemic led me to shift from banking to insurance, driven by my passion for underrated financial components. I now hold insurance certifications, focusing on commercial aspects in my agency and aiming for profitability and personal wellness.

Beyond work, I love traveling and patios with my partner, and I'm a history enthusiast enjoying museums, historical sites, and whiskey tours. My long-term goal is to tour all states and continents, while short-term aims involve health, a thriving business, financial freedom, and networking enhancement.

Regina Grevious

Owner, The Grevious Agency

Navigating Insurance Options?

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faq's

Do I need umbrella insurance?

You need an umbrella policy for your business to provide an extra layer of liability coverage that goes beyond the limits of your primary insurance policies, safeguarding your assets, protecting against potentially costly lawsuits and legal expenses. An umbrella policy also ensures you have comprehensive protection against a wide range of liability risks, ultimately offering peace of mind and financial security in the face of unforeseen and significant liability claims that could threaten your business and personal assets.

What insurance do I need for my business?

It depends! Reach out to Regina Grevious to have a conversation about the best business insurance policy for you. The most common insurance policies are business property insurance, business interruption insurance, general liability insurance, worker's compensation insurance, disability insurance, cyber insurance and commercial auto insurance.

Do I need gap insurance if I have full coverage?

Gap insurance can be essential, even with full coverage on your vehicle. While full coverage typically includes comprehensive and collision insurance, which covers damage to your car in various situations, it often only pays the actual cash value of your vehicle. This might not be enough to cover your remaining auto loan or lease balance if your car is totaled, especially if your car depreciates quickly. In such cases, gap insurance fills the financial gap between the insurance payout and what you owe, preventing you from having to pay for a vehicle you no longer have and safeguarding your financial stability.

do i need business car insurance?

You need business auto insurance to protect your business from financial losses and liability risks associated with the operation of vehicles for business purposes. Unlike personal auto insurance, business auto insurance is tailored to cover your company's specific needs, providing coverage for company-owned or used vehicles, employees driving on business errands, and potential liability claims arising from accidents or damage caused by your business vehicles. It helps safeguard your assets and ensure you are in compliance with legal and contractual requirements, offering essential financial protection and peace of mind in the event of accidents or incidents involving your business vehicles.

do i need insurance to mow lawns?

Even if you are just mowing lawns as a part-time or small-scale business, it's essential to have insurance for several reasons:

Liability Protection: Accidents can happen while mowing lawns, such as damage to property (e.g., broken windows, landscaping), injuries to third parties (e.g., a client or a bystander), or even injuries to yourself. Liability insurance, like general liability coverage, can protect you from financial responsibility for these incidents.

Equipment Protection: Your mowing equipment can be expensive to repair or replace. Insurance can provide coverage for damage or theft of your equipment, ensuring you can continue operating your business without significant out-of-pocket costs.

Professional Image: Having insurance can give your clients confidence that you take your business seriously and are committed to delivering quality service. It can also be a requirement for certain clients or contracts.

Legal and Contractual Requirements: Some local regulations may mandate insurance for certain types of businesses. Additionally, clients or property management companies may require you to have insurance to work on their premises.

Peace of Mind: Insurance provides peace of mind, knowing that you are financially protected in case of unexpected events, allowing you to focus on your lawn care business without worrying about potential liabilities or losses.

Property Damage: If you accidentally damage a client's property (e.g., hitting a sprinkler system), insurance can cover the costs of repair or replacement, preventing disputes and maintaining your client relationships.

In summary, even for a lawn care business, insurance is a valuable safeguard against potential liabilities and losses, helping protect your business and reputation, and ensuring you can continue providing your services with confidence.

do i need business insurance if i have an llc?

Having an LLC (Limited Liability Company) doesn't necessarily replace the need for business insurance. While an LLC provides a level of personal liability protection for its owners (members), it doesn't completely shield you from all potential risks and liabilities associated with your business. Here's why you might still need business insurance even if you have an LLC:

Personal Asset Protection: An LLC can protect your personal assets from business-related liabilities to some extent, but it may not cover all situations. Business insurance, such as liability insurance, can offer an extra layer of protection in case a claim or lawsuit exceeds the LLC's limits or in scenarios where personal liability is still a concern.

Contractual Obligations: Some contracts, agreements, or clients may require you to have specific types of business insurance, such as liability coverage, to do business with them. Failing to meet these requirements could lead to lost opportunities or breaches of contract.

Asset Protection: Business insurance can help protect your company's assets, such as equipment, inventory, and property, from damage or loss due to events like fire, theft, or natural disasters.

Employee Coverage: If your LLC has employees, you may be legally required to carry workers' compensation insurance to cover their medical expenses and lost wages in case of work-related injuries or illnesses.

Professional Liability: If your business provides professional services, such as consulting or advice, professional liability insurance (errors and omissions insurance) can protect you from claims of negligence or mistakes in your work.

Regulatory Compliance: Some industries and professions have specific insurance requirements set by regulatory authorities. It's important to ensure you meet any legal obligations in your field.

The specific insurance needs of your LLC will depend on your business type, size, and industry. It's advisable to consult with an insurance professional to determine the appropriate insurance coverage for your business to mitigate risks and protect your assets effectively.

do you need business insurance?

Knowing when you need a business insurance policy is crucial for protecting your enterprise from potential risks and liabilities. Here are three key indicators that signal the need for business insurance:

Business Growth and Expansion: When your business is growing, whether through increased revenue, expanding into new markets, or hiring employees, it's often a sign that you should consider business insurance. As your operations become more complex and you have more assets at risk, insurance can provide the necessary protection. Expansion may also bring new regulatory and contractual requirements that mandate insurance coverage.

Increased Liability Risks: If your business is susceptible to liability risks, such as the potential for accidents, property damage, or professional errors, it's a clear signal that you need insurance. For example, if you offer services, professional liability insurance (errors and omissions insurance) may be essential to protect against claims of negligence. Similarly, if you have a physical location where customers or clients visit, general liability insurance can help cover accidents or injuries that occur on your premises.

Legal and Contractual Requirements: Some industries, regulatory bodies, and clients may have specific insurance requirements. Contracts or agreements with clients or vendors might stipulate that you carry certain types of insurance coverage. Failing to meet these requirements can result in lost business opportunities, breaches of contract, or legal penalties.

Ultimately, the specific triggers for obtaining a business insurance policy will depend on the nature of your business, its growth trajectory, and the industry in which you operate. It's advisable to consult with an insurance professional who can assess your unique circumstances and help you determine the appropriate insurance coverage to protect your business effectively.

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